Credit Repair Tools

Use these FREE letter templates, calculators, tools and tips to help start the process of repairing your credit.

Credit Glossary

Click here to learn about credit related terms and their meanings... Read More

Credit Repair Letters

Use these letters to help when contacting the credit bureaus.

1. General Dispute To Collection Agency

2. Dispute of Collections

3. Dispute to Collection Agency

4. Negotiating a Settlement

5. Negotiating a Settlement with Utility Companies

6. Negotiating Settlements with Creditors

7. Dispute Related To "Trans Alert" And Soc. Sec. Number

8. After No Response from a Credit Bureau

9. Disputing Specific Items and Inquiries

10. Request Reinvestigation of Items that are Still Showing on Report

11. Answer Letter to Credit Bureau's Request for More Information

Telephone Tips and Techniques
How to speak with the Credit Bureau's Representatives

Credit Calculators

Use these calculators to determine how your credit score affects the interest you pay.

1. Credit Card Interest Calculator

2. Mortgage Interest Calculator



For more credit tips and information, we recommend visiting Lexington Law Firm.