Dispute of Collections
Date
Credit Bureau
Address
RE: Acct. #...
Dear (Credit Bureau Name):
I have just received my credit report and have noted that it contains erroneous information regarding the following accounts. I would like them deleted from my record:
Collection Account ______________This is not correct, please remove.
1st Nationwide Mortgage - This is not mine.
Mobil Oil (acct. # ______________) When I questioned Mobil Oil about this account, they told me they requested this be removed from my credit report. How were you able to confirm it?
American Express ___________________ This is not mine
Sears _______________ This was not mine
Lamont Furniture ____________ This is not mine.
Please re investigate and delete these disputed items. 30 days constitutes a reasonable time to check these out. Please notify me if it takes longer. Please send names and business addresses of those persons you contacted for any verifications Also, as per the Fair Credit Reporting Act, please send me notification that the items have been deleted. Please send an updated copy of my credit report to the following address:
Sincerely,
Name
Address
Social Security Number
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