Rebuilding Credit

Rebuilding a negative credit report takes time, effort and education. You can rebuild credit by disputing negative items and eventually working to have them removed from your credit report. Learn more with the articles below.

Can Consumers Fight Back Against Credit Fraud?

In this age of information, credit fraud is not a difficult crime to perpetrate. The idea that a thief could gain access to your account information or personal data is not as implausible as you might think--social security number misuse has increased... Read More

Getting Your Good Credit Back

Life can throw the most financially secure person a curveball and before you know it, credit problems have turned your good credit into bad credit. Getting behind on bills or missing a payment can quickly damage your credit rating... Read More

Divorce and Your Credit

to the Americans for Divorce Reform, approximately 38% of all marriages in the United States end in divorce. With divorce comes anger and cutting emotions that must be dealt with, pushing issues including finances to the side... Read More

Understanding Your Credit Score

This rating system is meant to develop a snapshot of the risk you currently represent to a lender. Several parameters in your credit file, including length of credit history, number of open accounts, loans, mortgages, public records, and others are... Read More

Repairing Credit Yourself

The Fair Credit Reporting Act gives you the right to dispute any and all items on your credit reports that you feel classify as inaccurate, unverifiable, or misleading. If the bureaus can not verify that the information on your reports is indeed correct... Read More

Choosing a Credit Repair Company

Selecting a credit repair company to help you improve your credit score is a big decision. A typical credit repair service will cost you a few hundred dollars and will take up to a year to complete their service... Read More

Keeping Track Of Your Credit Card APR

One of the most basic factors which determines how expensive your credit card is to use is it's interest rate, or APR (Annual Percentage Rate). The lower this figure, the less money you'll be charged for the privilege of borrowing money on the card... Read More

Staying Out Of Trouble With Your Credit Card

One of the most basic factors which determines how expensive your credit card is to use is it's interest rate, or APR (Annual Percentage Rate). The lower this figure, the less money you'll be charged for the privilege of borrowing money on the card... Read More

Simplified Debt Repayment Plans

After having dated for less than a year, Michael and Ronnie decided to get married. Since the marriage expenses were unmanageable, they both decide to take a loan to spend on the marriage ceremony. They haven't been able to repay yet... Read More

The True Cost Of Late Credit Card Repayments

Most people have, at one time or another, missed a payment on their credit card. Usually, it's because of an oversight or a mix up over the payment due date, or sometimes it's because of a temporary cash flow problem... Read More